Doing my @vgr opinions thread: one like is one thing that makes zero sense about Harry Potter/Hogwarts. (Capped at 10.)
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(1) The entire plot of Goblet of Fire, where Barty Crouch Jr. goes to so much effort to get Harry to touch the portkey rather than just... tossing it to him at any point throughout the year.
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(2) How Harry has this Never-Explained Enormous Fortune, and also never shares it with his friends (beyond buying sweets? And something at the Quidditch World Cup?) despite frequently referencing how bad he feels that Ron's family isn't well-off.
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Replying to @tommycollison @vgr
When I was younger I figured this was probably because his family were Old Money but there is no textual support for it, they have no useful extended family, and there’s no evidence of parents having wealth generating capability. Then I figured it out: prudent life insurance.
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“Married with a kid on the way yes I will absolutely sign up for that.” “Oh me too honey!” “Hmm it is 20 extra galleons to quintuple the payout if we both die before he reaches majority.” “Oh those goblins are crafty; the odds against two wizards dying are astronomical.”
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Later, at Gringotts: “Jenkins get your pimply arse in here and explain why you denied this claim.” “Force majeure, clearly.” “Jenkins we have been over this. He-Who-Must-Not-Be-Named is a COVERED RISK. Low hazard and high salience for the customers! Pay the boy!”
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