A topic which comes up periodically in the running-small-Internet-businesses community: what do you do in terms of contingency planning around a bus factor of one? The brief version of my answer, in an HN comment: https://news.ycombinator.com/item?id=21908638 … Briefer version: term life insurance.
The $2.5k there basically pays for administrative expenses and an annual “Anything to add to your In Case Stuff Happens?” conversation and the consultancy makes all the money off of those few customers who actually need services.
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(This would make a lot of sense as a sideline option for a law firm or accountancy which did a lot of business with the target class of entrepreneur.)
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