Cool concept I heard of today for first time: bank branches as third place coworking spaces. Makes absolutely no sense as a daily coworking space but might be a good loss leader for the bank. The real estate is widely distributed and very underused 90% of time.
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I think if you compare it with other banks it makes more sense. Huge, hollow spaces in prime retail space. At least these are comfortable and useful. And they serve the same function: saying, "We have so much money we are a safe place to put your own money."
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I have been thinking about what a branch would look like for upmarket private wealth and private banking if you started from scratch — several people have suggested something akin to The Battery as a nice perk. Banker/FA comes over to you — if requested — with an iPad, etc
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I’ve actually started to see Barclays doing this in London
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Here's how I understand it: the folks that work there are trained to walk you through the online sign-up flow, they don't actually do it for you. Most critically, there's no vault or capital-B bank construction, so you can just drop into whatever space you can get hands on.
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