Japan has a willingness to try out "weird" one-off policies which I wish more places would emulate. Most recent one, to stimulate consumer demand in face of a consumption tax increase and have most of the stimulus hit smaller, "local" operations / core spending:
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<personal opinion> The financial industry has trouble making money w/ negative interest rates and said "Look, throw us a freaking bone and help with customer acquisition for payments revenue; we'll help SMBs have... extremely accurate books for tax season." </personal opinion>
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