Apparently Charles Schwab just cut commissions to zero, which was always going to happen but feels plausibly sped up by RobinHood. (If you don’t understand why they could do that, c.f. https://www.kalzumeus.com/2019/6/26/how-brokerages-make-money/ … )
That feels like a reasonably good thing given relatively typical liquidity of labor and risk tolerances among tech professionals, FWIW.
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I agree, based on prior experience as a laid-off tech professional (and tech company candidate).
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Interesting. I am self-employed and tend to keep a large pile of cash. Just eyeballing, 6 months of expenses is 60% quarterly estimated taxes, 40% living expenses. Not counting my 401K contributions which are lump sum (but decrease taxes).
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