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patio11's profile
Patrick McKenzie
Patrick McKenzie
Patrick McKenzie
@patio11

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Patrick McKenzie

@patio11

I work for the Internet, at @stripe, mostly on accelerating startups. Opinions here are my own.

東京都 Tokyo
kalzumeus.com
Joined February 2009

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    1. Rem Koning‏ @orgRem 6 Sep 2019
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      Definitely keeping an eye on @stripe @patrickc new product, Stripe Capital, with special attention to how it might both help small businesses run by minority/women founders and biz that sell products aimed at these groups. Why?

      1 reply 0 retweets 5 likes
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    2. Rem Koning‏ @orgRem 6 Sep 2019
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      Rem Koning Retweeted Rem Koning

      Well, lots of work shows women/minorities have a harder time getting access to capital. Further, my current work (e.g. https://twitter.com/orgRem/status/1139279397100220416 …) suggests that female inventors and founders generate products that benefit women.

      Rem Koning added,

      Rem Koning @orgRem
      1/ Excited to share a new paper w/ @jpferg @SampsaSamila that tests if female inventors invent for women. We find that when the lead inventor on a patent is a woman the invention is 25% more likely to address female diseases, conditions, and anatomy. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3401889 … pic.twitter.com/r7fG2QfWwp
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      1 reply 0 retweets 2 likes
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    3. Rem Koning‏ @orgRem 6 Sep 2019
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      Thus, tools/platforms that might allocate capital in a less biased manner not only benefit minority/female founders, but likely also benefits minority/female consumers. Lots of potential welfare gains

      1 reply 0 retweets 1 like
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    4. Rem Koning‏ @orgRem 6 Sep 2019
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      Would love to see @stripe @patrickc @patio11 test/check this hypothesis, maybe with the @atlas companies?

      1 reply 0 retweets 1 like
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    5. Abhishek Nagaraj  🗺️‏ @abhishekn 6 Sep 2019
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      Replying to @orgRem @stripe and

      See your point, but I wouldn't be too optimistic. The product allocates capital based on history of sales. If minority owned biz struggle here for other reasons, @stripe is less likely to lend.

      2 replies 0 retweets 4 likes
    6. Sharique Hasan‏ @shariqueorg 6 Sep 2019
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      Replying to @abhishekn @orgRem and

      @abhishekn raises an important point. Are there clear examp. of information technology-based solutions that actually helped minorities/women/etc in measurable ways? Or is this the same old self-serving "change the world" naive optimism that distracts attention from real solutions

      3 replies 0 retweets 3 likes
      Patrick McKenzie‏ @patio11 6 Sep 2019
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      Replying to @shariqueorg @abhishekn and

      FICO (and the consumer credit reporting infrastructure that underlies it) are my go-to answer for that. (I have an academic and more recently professional interest in this topic.)

      9:13 AM - 6 Sep 2019
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      • Sharique Hasan Abhishek Nagaraj 🗺️ Rem Koning
      0 replies 0 retweets 3 likes

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