We launched Stripe Capital today: https://stripe.com/capital It offers extremely fast, data-driven access to working capital in advance, based on your business' activity on Stripe. This was my #1 ask of Stripe as a customer for 3 years running. I'm so happy we're rolling it out.
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Our answers are no, no, and no, respectively. I think many entrepreneurs will not have high quality options with those characteristics, but if their personal preferences/business circumstances/etc make another option a better one, I am enthusiastically in favor of them taking it.
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To your point: in my first 3-5 years of biz, I def wouldn't qualify for most loan options (including amex as my personal credit was a mess from college). This would have been a power move for
@indyhall in our first expansion. - 1 more reply
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Great answer. Thank you!
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