"Hey Patrick, what does the payments landscape look like in Japan?" I count 48 different ways you could pay at this convenience store. Plus cash, naturally, which is the most common one.pic.twitter.com/X5w1bzghsw
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The primary sales pitches for app-based payment methods are saving time (credit card payments historically take longer to process at Japanese registers than any other payment type; app-based is virtually instant) and saving money via point-back systems or integrated loyalty.
The subsidization to get installed userbases is *intense*. c.f. Paypay which spent 10 billion yen (~$100M USD) to purchase +/- 3 million users. (This fact is reasonably public; c.f. horse's mouth here: https://about.paypay.ne.jp/pr/pr20190808_01_en.pdf … )
"Where did all that money come from?" You have to ask which large Japanese tech company splashes 9 figures of USD at a time out of conviction that a new market is going to eventually be massive and they'd prefer to own all of it? ;)
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