You can replace the word “investment banks” with “the boogeyman” in most lay discourse about the finance industry, including by technical professionals, a fact which is somewhat frustrating to me.
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If you believe in vampire squids surely you need to care about vampire squids enough to answer the question “Is this drinking straw in fact a vampire squid? Is this hamster a vampire squid? Is a sofa a vampire squid insofar as they are both spongy?”
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buckle-in. We'll wait for you report back. ( if they let you come back )
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