Many technologists fail to appreciate that security is not something which businesses want to provide at all margins. (Consumers are similar; they're unwilling to literally or figuratively pay for security at all margins, too.)
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At the end of the day, wouldn't the consumers pay? Similar to how retailers bake the costs of shoplifting into store prices, I'd imagine banks factor that into their service/account fees.
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In the same sense that customers pay for toilet paper, sure.
End of conversation
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This is another example of the "activation energy" metaphor from
@tomroud In chemistry, no reaction is impossible. They all have an "activation energy", probability hill that makes the reaction exponentially less likely the higher it goes Security measures are activation energyThanks. Twitter will use this to make your timeline better. UndoUndo
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The cost of doing business in the particular vertical.
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Also bank processes to balance the exposed value to keep the haul down to levels that are affordable and low enough to reduce the appeal of conducting bank robberies. This is where information security too often fails as attackers get the lot far too often.
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