Many technologists fail to appreciate that security is not something which businesses want to provide at all margins. (Consumers are similar; they're unwilling to literally or figuratively pay for security at all margins, too.)
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Society distributes the cost of bank robberies thus: To deter potential scalable robberies, there is a bit of private investment in looking secure and some public investment in making "career bank robber" and "career prisoner" effectively synonymous. Losses? Bank pays, the end.
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Do you have any source for the 8k figure?
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