@patio11 are there magic words to make insurance ppl appear people who can handle bespoke needs for small fry folks? Or put differently, can someone address the need "hi I'd like personal liability insurance for when I'm using bikeshares. No I don't have a car or my own bike."?
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Replying to @j_mallone
Bespoke needs for small folks does not compute; you either want a bike share company to do that 100k times or you want to get something which covers you during a wide range of activities over a long time.
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Replying to @patio11 @j_mallone
(Personal liability should be dirt cheap with homeowner’s/renter’s, like “dollars per month”)
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