I would love to see what is happening to student loan repayment right now. With talk about cancelling loans it becomes closer to a rational decision to stop making payments or make minimal payments, or to take on more debt.
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Most problems are not caused by Nefarious Bad Guys. They are caused by good people with good intentions who kiss their children goodnight. They attend our barbecues and complain about how busy they are at work but also loved that Hamilton remix you saw on YouTube.
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The fundamental problem in American education is that we act consistently with an unstated but widely held belief that education is valuable at all margins. Education is not valuable at all margins. We need to consume less of it. We need producers of education to get less money.
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Try a public research institution where it’s run like an internal marketplace — schools have to fight for funding within their own institution, which inevitably comes down to “Who has the most enrollment?!” aaaaand students get screwed.
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