I would love to see what is happening to student loan repayment right now. With talk about cancelling loans it becomes closer to a rational decision to stop making payments or make minimal payments, or to take on more debt.
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Look more closely at for-profit uni's, who have much more cover to be unscrupulous, and whose attendees are more likely to need/take advantage of a student loan forgiveness, on the margin.
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I am reasonably familiar with the stats, and I think that the discourse about for-profit universities mostly serves to keep the heat off of non-for-profit universities and, in particular, their professional schools. We want to think that there are some Nefarious Bad Guys.
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It’s the same dynamic as pharma or hospital chargemaster. When no one looks closely at the bill, the charges expand at a pace just short of the “red in the face” test
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