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patio11's profile
Patrick McKenzie
Patrick McKenzie
Patrick McKenzie
@patio11

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Patrick McKenzie

@patio11

I work for the Internet, at @stripe, mostly on accelerating startups. Opinions here are my own.

東京都 Tokyo
kalzumeus.com
Joined February 2009

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    Patrick McKenzie‏ @patio11 26 Jun 2019
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    Random unsolicited endorsement: http://getethos.com  was willing to write a $1 million term life insurance policy at a reasonable rate without requiring a medical exam or more than about 12 minutes of attention (over 3 days).

    11:49 PM - 26 Jun 2019
    • 6 Retweets
    • 87 Likes
    • Kostas Christidis Etienne Neveu Mário Nzualo 😷 Sam Havens Elliot Lee Daniel Trone Andrew Robinson Alan Vazquez ParatrooperJJ
    5 replies 6 retweets 87 likes
      1. New conversation
      2. Patrick McKenzie‏ @patio11 26 Jun 2019
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        There are many technologists of my acquaintance who do currently, or will in the future, have people or causes who would be materially harmed if their future earning power went away, and who are underinsured against this. I suggest fixing if this applies to you.

        2 replies 1 retweet 35 likes
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      3. Patrick McKenzie‏ @patio11 26 Jun 2019
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        I meet a lot of geeks. At least one of them is no longer with us, and that became a pass-the-hat situation at a very, very trying time for their family. Term life insurance is, possibly, the crowning achievement of the financial industry. It's cheap, efficient, and lifechanging.

        2 replies 5 retweets 63 likes
        Show this thread
      4. End of conversation
      1. New conversation
      2. Benjamin Podszun‏ @darklajid 26 Jun 2019
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        Replying to @patio11

        Being somewhat interested in the subject I clicked the link, ended up with a quiz. Fourth question is 'What state do you live in'. a) I guess this is US only? b) Aren't you based in JP?

        1 reply 0 retweets 1 like
      3. Patrick McKenzie‏ @patio11 26 Jun 2019
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        Replying to @darklajid

        I described myself as an American citizen whose career is international in character and who as of the date of the insurance application was employed at the Tokyo office of a US company with no definitive end date.

        1 reply 0 retweets 4 likes
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      2. Daniel Vassallo‏ @dvassallo 26 Jun 2019
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        Replying to @patio11

        True. And it’s not just death that can take away your future earning power.

        1 reply 0 retweets 1 like
      3. Patrick McKenzie‏ @patio11 26 Jun 2019
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        Replying to @dvassallo

        I really hope someone does similar product innovation for private long-term disability insurance but am kinda sorta worried about the viability of doing it. Hopefully some startup proves me wrong.

        3 replies 0 retweets 3 likes
      4. 3 more replies
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      2. Tieshun/‏ @TieshunR 27 Jun 2019
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        Replying to @patio11

        Now that I think about it life insurance is actually a really cool invention. It lets you distribute risk/cost across an entire population instead of an individual. Success of the commons instead of tragedy of the commons🤔

        1 reply 0 retweets 0 likes
      3. Phil Freo‏ @philfreo 27 Jun 2019
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        Replying to @TieshunR @patio11

        This is true for all types of insurance I think :)

        0 replies 0 retweets 3 likes
      4. End of conversation
      1. dR‏ @lowlevelware 27 Jun 2019
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        Replying to @patio11

        🙁not available in Japan

        0 replies 0 retweets 0 likes
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