Oh, to be a fly on the wall of the folks at crypto exchanges trying to conduct market stabilization warrooms right now.
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Your costs go up with velocity-of-use but your reserves don't (that is basically the point, right), so it's basically doomed to be a loss leader. Which would be fine, if the coin got you some sort of proprietary lead on e.g. your exchange, but everyone gets to freeride off you.
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That sounds like one definition of a bank.
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Stable coins, a (visual) explanation: https://twitter.com/odtorson/status/1120895699502104576 …
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