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patio11's profile
Patrick McKenzie
Patrick McKenzie
Patrick McKenzie
@patio11

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Patrick McKenzie

@patio11

I work for the Internet, at @stripe, mostly on accelerating startups. Opinions here are my own.

東京都 Tokyo
kalzumeus.com
Joined February 2009

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    Patrick McKenzie‏ @patio11 9 Apr 2019
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    One of rare @matt_levine quotes I will disagree with, regarding ISAs (a la Lambda School) to find education. I think the target audience / greatest beneficiaries are students who, for rational reasons, severely underpredict their career trajectory or overpredict risk.pic.twitter.com/6gh2Jd9l43

    6:14 PM - 9 Apr 2019
    • 57 Likes
    • Curried Apotheosis EEEEEE sam mcallister 🍜 Thijs Niks Chuck Trafton Paulo Silveira Jordan Torbiak
    8 replies 0 retweets 57 likes
      1. New conversation
      2. Patrick McKenzie‏ @patio11 9 Apr 2019
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        “Your education is free if you don’t get employed in your field of study” is a really, really powerful sales message to someone who might on day one have very literally never met anyone in their field of study.

        3 replies 6 retweets 48 likes
        Show this thread
      3. Patrick McKenzie‏ @patio11 9 Apr 2019
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        There is a huge, huge gradient in how SFBA insiders perceive talent market (approximately: “Not our firm, we have standards, but market will find a job for any warm body even minimally capable of programming right now”) and how outsiders perceive their own likelihood of success.

        2 replies 2 retweets 13 likes
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      4. Patrick McKenzie‏ @patio11 9 Apr 2019
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        I remember materially underpredicting my level of ability and future career progression on entry into undergrad, and would have picked equity over debt in a heartbeat if it had been an option.

        1 reply 2 retweets 21 likes
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      5. Patrick McKenzie‏ @patio11 9 Apr 2019
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        (Counterintuitively to me, no ISA I’ve ever seen would have resulted in the note holder having a positive experience from funding my education, because I had a really weird trajectory in early years of career as a consequence of Japanese salaryman and then entrepreneurship.)

        1 reply 0 retweets 14 likes
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      6. End of conversation
      1. New conversation
      2. Adam Morgan‏ @atommorgan 9 Apr 2019
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        Replying to @patio11 @matt_levine

        Got a link to the article?

        1 reply 0 retweets 0 likes
      3. Patrick McKenzie‏ @patio11 9 Apr 2019
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        Replying to @atommorgan @matt_levine

        https://www.bloomberg.com/opinion/articles/2019-04-09/ceos-learn-something-in-business-school … And if you don’t get his newsletter in your inbox every morning, there should be a link to take care of that. Strongest possible recommendation; it’s the best one in tech / finance.

        1 reply 0 retweets 16 likes
      4. 1 more reply
      1. Firas Durri‏ @firasd 9 Apr 2019
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        Replying to @patio11 @matt_levine

        I think the fact that Lambda caps the total repayment makes it different from equity as well (thus nullifying the 'no reason to sell shares in it for cheap' objection). A capped repayment is more like debt.

        0 replies 0 retweets 9 likes
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      2. Nathaniel Eliot‏ @temujin9 9 Apr 2019
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        Replying to @patio11 @matt_levine

        Second terrible hot-take on @LambdaSchool I've seen in as many days. Poor people are the "target audience". It's not surprising that this financial analysis ignores them. Most do.

        1 reply 0 retweets 0 likes
      3. Kevin Riggle‏ @kevinriggle 9 Apr 2019
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        Replying to @temujin9 @patio11 and

        ...That’s literally what Patrick just said. He just articulated why it might not be a terrible deal for them (us)

        1 reply 0 retweets 1 like
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      2. Dave Branson Smith‏ @PlaysWithFood 9 Apr 2019
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        Replying to @patio11 @matt_levine

        Students (read: kids) who underpredict their career trajectory: literally 80% of all students (again, they are kids – we all were, and had no idea how things would turn out when we got religion (confidence in our own skills) and turned on the professionalism and seriousness).

        1 reply 0 retweets 2 likes
      3. Dave Branson Smith‏ @PlaysWithFood 9 Apr 2019
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        Replying to @PlaysWithFood @patio11 @matt_levine

        The ratio is likely very different in places like SV, but even in other large cities areas around the world, most people are not career minded when they enter school. It's actually likely higher than 80%.

        0 replies 0 retweets 1 like
      4. End of conversation

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