Sometimes you can substitute hard engineering for easy financial engineering and when you can you should strongly consider it. General thought but I've got a specific instance which brought it up today:
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And you can do a really involved engineering + legal project to have a will, corporate structure, defined processes, consultancy on retainer ready to step into the breach, etc etc. Or you can buy a big fat term life policy on yourself and, if you die, family covered servers not.
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Side projects... I think that the ppl who use the services might like continued use. And maybe junior folks could step in and maintain a project and gain experience that way... idk. But yeah, shared secrets, basic accounts etc. Tough.
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