Innovator’s dilemma, episode 8675309.https://twitter.com/matthew_d_green/status/1091004502931578880 …
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(Perhaps surprisingly, not always by the pathway “How can I make that free by cross-subsidizing with advertising?”)
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So, when is Stripe going to create a system for zero cost payments? ;-)
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Wouldn’t be surprised if borrowing / debt eventually supplants transaction fees.
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Which is odd because the incumbents are the people who are most able to give up a revenue stream for strategic purposes =/
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Over time, organisations usually hire and promote people who are enthusiastic supporters of the way things are done now.
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