While there most certainly could exist a market for un(der)qualified doctors, I don’t think I would ever want to use them. Also seems like it would cause healthcare to inevitably become even more class stratified than it already is
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The insurance layer is a bit of risk pooling (1 of every X0k Masons hits a $100k++ issue this year), a bit of enforced savings disguised as a wealth transfer, and a heaping helping of cross-subsidy for old folks and folks with chronic conditions.
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I don’t mind risk-pooling/subsidizing the unfortunate, I just wince at the
$XXX-XXXX that *somebody* is paying out every time I get a minor infection or what-not. This seems very silly - 2 more replies
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Counterpoint: you've just made an excellent argument that the Masons of the world (... who are a lot of patients, even if they are not a lost of cost) should be seeing practitioners with a smaller scope of practice. While we put the Houses on the supermajority.
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