I wish the media was in a frenzy about the the companies that *actually* sell your data (and control your access to loans and credit too) Experian, Equifax, Transunion and others are far far worse
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Replying to @justindross
While I agree that the CRAs are user hostile, the system they enable is one of the most important innovations in the last ~50 years. It substantially ended arbitrary retail discrimination in lending, enabled securitization of mortgages, and greatly increased access to credit.
4 replies 4 retweets 30 likes
Replying to @patio11 @justindross
(This is one of my “things I believe passionately that are very unpopular among other smart people I know” things.)
7:52 AM - 20 Dec 2018
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