Story time: So I once worked at Japanese tech incubator which routinely sent folks to the US. It's really useful to have a bank account, but you want it established before you arrive in the US, and most US banks will profess to not be willing to open that account.
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The work-around: brokerages (at that moment in time) were *quite* solicitous of international business, so we'd open up a brokerage account. Many brokerage accounts had checking accounts available if you asked nicely for them.
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