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patio11's profile
Patrick McKenzie
Patrick McKenzie
Patrick McKenzie
@patio11

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Patrick McKenzie

@patio11

I work for the Internet, at @stripe, mostly on accelerating startups. Opinions here are my own.

東京都 Tokyo
kalzumeus.com
Joined February 2009

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    1. Patrick McKenzie‏ @patio11 14 Oct 2018
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      A thing which I unironically and enthusiastically believe which is unpopular among smart people of my acquaintance: financial engineering has in the recent past and present contributed substantially to human welfare. We should hope to see more of it.

      13 replies 33 retweets 186 likes
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    2. Patrick McKenzie‏ @patio11 14 Oct 2018
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      Maybe more geeks need to meet someone who says “My job is teleporting value across time and space.”

      4 replies 6 retweets 51 likes
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      Patrick McKenzie‏ @patio11 14 Oct 2018
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      Financial engineering is sort of a squishy term. I don’t primarily mean payments infrastructure or financial rails, although both of those involve substantial engineering. I mean more “We took a thing and performed some alchemy, and now have a new thing.”

      3:17 PM - 14 Oct 2018
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      • Mohammad bin Ra’s Al Ghul krish Arnaud Schenk Colin Plamondon John Lee Jay Looney cmp mayce owes me $500 Karthik-wear-a-mask-Jagadeesan
      3 replies 4 retweets 26 likes
        1. Patrick McKenzie‏ @patio11 14 Oct 2018
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          Except instead of alchemy it is generally quite a bit of math, a huge amount of contract law and due diligence, often an impressive amount of ops work, and a dusting of technology that web devs would recognize as such.

          6 replies 4 retweets 41 likes
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        2. Joe Smith  🇨🇦‏ @joesmith323 14 Oct 2018
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          Replying to @patio11

          The we "have a new thing" stuff is probably not productive. The "we can now do old stuff such as processing payments, aggregating small deposits and doing maturity transformation for larger sums, over longer distances, cheaper" stuff is a definite benefit.

          1 reply 0 retweets 0 likes
        3. Florian‏ @frivoal 14 Oct 2018
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          Replying to @joesmith323 @patio11

          "we have taken your future income and turned it into money today" is highly appreciated by many people when buying a house. More elaborate schemes can be plenty useful too.

          0 replies 0 retweets 1 like
        4. End of conversation
        1. Aisling‏ @Ash_OLeary 14 Oct 2018
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          Replying to @patio11

          Squishy seems to be a favourite descriptor at @stripe.

          0 replies 0 retweets 0 likes
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