On the general theory of: “Anything you spent more than 10 minutes researching is worth writing down” You may have an SPG Amex and wonder if you should upgrade to SPG Luxury Amex and if so, how. The second question is: “Log into your account and Ctrl-F Luxury; takes 2 clicks.”
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The harder question that I don’t have a strong opinion on: the SPG Amex was previously easily the best default recommendation for a credit card for almost everyone who asks me about that question, but Chase Sapphire Reserve plus the Marriott merger may have changed that calculus.
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(I have both because I do a lot of travel and because I have a long-standing weird hobby in credit cards... which turns out to come in handy at the day job.)
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