American Express personal loans are a jawdroppingly good experience for a traditional financial product. Blended online and offline experience, *heavily* relies on your information on file with them, and done in like ~2 minutes at 7 AM on a Saturday with, I think, human review.
(Clarification: The debts at issue weren't debts of the startup; they were either personal or money pulled from my other business to subsidize familial standard of living while running the startup. As such, remained responsible for them.)