Call with bank: “Excuse me sir, just have a routine question about your transactions. Are you American?” “Yes.” “Ah OK that’s all I need to know.” “Usually you need to know more for FACTA.” “Oh I’m not in Compliance I’m in Sales.” “Oh?” “Yeah you buy dollars.” “I do.” /2
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The pitch goes something like "Why earn 10 bps on a two year bank CD when you could earn 2% APR on a CD at the same bank denominated in dollars?" "SOUNDS GREAT!" "Cool you have to buy the dollars from us; that OK?" "WOULD A BANK STEER ME WRONG?"
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Well, closer to 1 bps at the moment. What's a decimal place between friends.
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End of conversation
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