Every so often I’ll just report a credit card lost/stolen and only replace the billing info of the stuff I really need. One click to cancel all recurring payments.
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While some businesses make the decision to unilaterally terminate a business relationship for non-payment and then write off the uncollected invoices, this is not the only thing which contract law supports. You might, for example, be obligated to give notice.
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Some businesses are *very aggressive* about collecting invoices which they issued prior to you giving notice, including e.g. sending them to a collections agency, dinging your credit, etc etc. (There exist gym brands notorious for this, among others.)
End of conversation
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