This is, surprisingly, more a "Japanese landlords really prefer salarymen" than a "Japanese landlords really anti-prefer foreigners" thing. The second happens, too, but the first preference is more common and harder to talk around.https://twitter.com/james_riney/status/1006387115708514304 …
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So when the agent says "The landlord prefers I don't rent to foreigners" you can say something like: "Oh, clearly the landlord meant that they didn't want *those* foreigners, but I'm well-versed in acting like an adult, socially established, fluent, etc. Let's have a meeting."
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But it's a lot harder to talk around a unique employment situation. This is not primarily for financial reasons; merely flashing Obvious Ability To Pay signals negatively about your social stability and degree of not-likely-to-cause-problems-down-the-line.
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As a direct consequence, when I got written about in the Nikkei, I ordered five print copies. They're currently sitting in a safe deposit box against the possibility that, at some point in the future, I might need to e.g. rent an apartment as an entrepreneur.
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Side note: credit scores are an underappreciated technology for justice. They make make it cheaper and more reliable to have a computer run a heuristic than to have a human practice retail discrimination as a defined standard operating procedure.
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