(This is not inspired by any particular event.) Divorces and deaths are both, statistically speaking, common events, including among people who hold or will eventually e.g. hold equity in companies. Lawyers are not unaware of this; this is why e.g. contracts look like they do.
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X is also in the contract because it allows all parties to think through e.g. "What happens to the ownership interest of the company if one of us dies?", which is a good thing to pre-commit to when you're all in good health and untroubled.
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