Responding to a GDPR form letter; or, how spinning up a MySQL database may now require you to have a Compliance department. https://jacquesmattheij.com/so-your-start-up-receive-the-nightmare-gdpr-letter … Brief totally-personal-capacity thoughts:
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There exist forums on which people-who-owe-or-are-believed-to-owe money organize and swap form letters for exchanging with banks/debt collectors. That was probably an unanticipated consequence of consumer protection regulation in the financial sector (FDCPA + FCRA, specifically).
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A very annoying and anti-consumer consequence of gaming of those regulations is that the industry was so annoyed they got the regulators to allow them to point blank ignore "form letters", which the industry interprets very, very broadly.
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As a consequence, a non-lawyer who writes in and is well-informed about consumer protection regulation (e.g. can accurately cite the authority for claims) has to dumb it down so that the credit reporting agency doesn't respond with a We Ignore Form Letters form letter.
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