https://awealthofcommonsense.com/2014/02/worlds-worst-market-timer/ … a lot of caveats to this but the conclusion is still a good one for the individual investor
i think of personal investing as a 5 year horizon... anything less for your goals (like saving for a house) and you might want to be looking at high yield savings or CDs or something
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(apologies for mansplaining. does it count when doing it to other dudes?)
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