Yeah I would not have been able to save anything without doing teaching on top of the PhD. The research council funding is not really enough to even live on in Bristol without struggle. If I only had that I wouldn't have seen my family in 4 years.
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There were times I couldn't afford to take the bus to uni and just got on anyway (if people recall the old bendy 29, you can imagine exactly how I did that). The reason was my uni was too slow in allowing me to buy discounted student fairs so I had to wait for them to process it.
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Anyway, my point is it wouldn't matter what the place cost. If it was even 1k-2k, I was not able to buy it. I couldn't afford a laptop back then and was using one my parents bought me as an undergrad.
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This is why my first postdoc was so liberating... I finally got a salary that was 50% (less) spent on rent and not 70%.

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