right project. So even with two part time jobs and the PhD, I have only managed to save an average of about 1k annually. Whatever I've saved I've usually ended up spending at Christmas so I could go see family in Finland (those holidays cost ~1K) and on my citizenship.
TBH I find it hard to believe they bought a place actually in a UK city for so little, but whatever.
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... you can get a wee flat in a good area in Glasgow for 80k.
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Fair, but my point was do PhD students really have 10% of that even?
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I just don't think PhD students can save. Like I already said I am really surprised you could.
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I could only save because I get additional pay from teaching and because I feel like I have *had* to. I have not enjoyed saving whilst doing my PhD but I have nothing to fall back on and in my first year when I had no savings this caused a lot of sleepless nights.
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And to be clear, my savings would not stretch toward a deposit - I have different goals. I.e. my first lot of what I managed to save went all toward my citizenship, majority of other savings have been spent on travel. It costs me ~£700-1000 every time I see family
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Another big expenditure was when I was a bridesmaid for a good friend. It feels awful to say this but as the whole thing cost me ~£800, I wish I had declined that invitation. It really set me back and it was something I couldn't have afforded as my brother got married same summer
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Yeah, I couldn't afford to pay the 800 quid to see my family during my PhD either. Thankfully they covered it.
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I have had my mum and dad pay for things before but now they’re both retired and in ill health, they need all the money they have for themselves
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