James in all honesty, as much as I appreciate that it is possible, you must have been on different funding scheme to mine to be able to have a mortgage at 1st year of post doc. This is really unusual. Mortgages here cost 20k+, that's more than what I get annually from PhD bursary
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Honestly I think the suggestion that anyone can save a deposit is a little insensitive but then maybe I am over sensitive. You gotta be pretty privileged to get there. For me to have even saved 10k I would've had to put 30% of income into savings,when 60% of it goes to rent&bills
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Yes, this was someone saying they bought in b’ham and “only” needed 10k. Bristol and London are on a different scale from that.
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TBH I find it hard to believe they bought a place actually in a UK city for so little, but whatever.
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... you can get a wee flat in a good area in Glasgow for 80k.
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Fair, but my point was do PhD students really have 10% of that even?
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I just don't think PhD students can save. Like I already said I am really surprised you could.
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