i've been trying to figure out a useful definition of surplus. so far i think surplus is the total of unused cash, and money spent on leisure (hobbies, treats, performances, entertainment media, etc)
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(also presents and leisure travel)
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there is a minor problem where people don't consider their stock speculation and real estate investing a hobby
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Replying to @mattsiegel @twitemp1
I'm not sure "money left over in my account at the end of the month/day before pay day" is the same as "surplus".
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E.g., saved 20k over 2 years to buy a car — how is that surplus?
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seem like it's already allocated! (since you can't use it for anything else :)
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Replying to @mattsiegel @twitemp1
The point is you can though... in the real world, you very much can.
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From a real example: I was saving money without a specific goal and then I spent it all on my house.
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hmm, interesting
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i guess it is a good idea - only sending a fraction of whatever is considered a surplus
but it should be surplus from *cashflow*, not saved cash1 reply 0 retweets 1 like
I really think it's incredibly hard to define surplus.
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i will keep working on it :) as an engineer i can't demand perfection... but simplicity and usability are key
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