Skip to content
By using Twitter’s services you agree to our Cookies Use. We and our partners operate globally and use cookies, including for analytics, personalisation, and ads.
  • Home Home Home, current page.
  • About

Saved searches

  • Remove
  • In this conversation
    Verified accountProtected Tweets @
Suggested users
  • Verified accountProtected Tweets @
  • Verified accountProtected Tweets @
  • Language: English UK
    • Bahasa Indonesia
    • Bahasa Melayu
    • Català
    • Čeština
    • Dansk
    • Deutsch
    • English
    • Español
    • Filipino
    • Français
    • Hrvatski
    • Italiano
    • Magyar
    • Nederlands
    • Norsk
    • Polski
    • Português
    • Română
    • Slovenčina
    • Suomi
    • Svenska
    • Tiếng Việt
    • Türkçe
    • Ελληνικά
    • Български език
    • Русский
    • Српски
    • Українська мова
    • עִבְרִית
    • العربية
    • فارسی
    • मराठी
    • हिन्दी
    • বাংলা
    • ગુજરાતી
    • தமிழ்
    • ಕನ್ನಡ
    • ภาษาไทย
    • 한국어
    • 日本語
    • 简体中文
    • 繁體中文
  • Have an account? Log In
    Have an account?
    · Forgotten your password?

    New to Twitter?
    Sign up
nickmon1112's profile
Nick Monroe
Nick Monroe
Nick Monroe
@nickmon1112

Tweets

Nick Monroe

@nickmon1112

Freelance Journalist. My opinions are my own. Blocked by my local weather channel. RT ≠ Endorsements Email: nickmonroe@tutanota.com http://paypal.me/nickmon1112 

Ohio, USA
nickmonroe.blog
Joined December 2015

Tweets

  • © 2019 Twitter
  • About
  • Help Centre
  • Terms
  • Privacy policy
  • Cookies
  • Ads info
Dismiss
Previous
Next

Go to a person's profile

Saved searches

  • Remove
  • In this conversation
    Verified accountProtected Tweets @
Suggested users
  • Verified accountProtected Tweets @
  • Verified accountProtected Tweets @

Promote this Tweet

Block

  • Tweet with a location

    You can add location information to your Tweets, such as your city or precise location, from the web and via third-party applications. You always have the option to delete your Tweet location history. Learn more

    Your lists

    Create a new list


    Under 100 characters, optional

    Privacy

    Copy link to Tweet

    Embed this Tweet

    Embed this Video

    Add this Tweet to your website by copying the code below. Learn more

    Add this video to your website by copying the code below. Learn more

    Hmm, there was a problem reaching the server.

    By embedding Twitter content in your website or app, you are agreeing to the Twitter Developer Agreement and Developer Policy.

    Preview

    Why you're seeing this ad

    Log in to Twitter

    · Forgotten your password?
    Don't have an account? Sign up »

    Sign up for Twitter

    Not on Twitter? Sign up, tune into the things you care about, and get updates as they happen.

    Sign up
    Have an account? Log In »

    Two-way (sending and receiving) short codes:

    Country Code For customers of
    United States 40404 (any)
    Canada 21212 (any)
    United Kingdom 86444 Vodafone, Orange, 3, O2
    Brazil 40404 Nextel, TIM
    Haiti 40404 Digicel, Voila
    Ireland 51210 Vodafone, O2
    India 53000 Bharti Airtel, Videocon, Reliance
    Indonesia 89887 AXIS, 3, Telkomsel, Indosat, XL Axiata
    Italy 4880804 Wind
    3424486444 Vodafone
    » See SMS short codes for other countries

    Confirmation

     

    Welcome home!

    This timeline is where you’ll spend most of your time, getting instant updates about what matters to you.

    Tweets not doing it for you?

    Hover over the profile pic and click the Following button to unfollow any account you're not interested in anymore.

    Say a lot with a little

    When you see a Tweet you love, tap the heart – it lets the person who wrote it know that you appreciate them.

    Spread the word

    The fastest way to share someone else’s Tweet with your followers is with a Retweet. Tap the icon to send it instantly.

    Join the conversation

    Add your thoughts about any Tweet with a Reply. Find a topic you’re passionate about and jump right in.

    Learn the latest

    Get instant insight into what people are talking about right now.

    Get more of what you love

    Follow more accounts to get instant updates about topics you care about.

    Find out what's happening

    See the latest conversations about any topic instantly.

    Never miss a Moment

    Catch up instantly on the best stories happening as they unfold.

    Nick Monroe‏ @nickmon1112 24h24 hours ago

    So let's talk about Operation Choke Point. "initially designed to curb payment processing for “terrorist” activities, “fraudulent” purchases, and money laundering." But it might explain about the PayPal/Bank drama we're facing today.https://www.oneangrygamer.net/2019/01/death-metal-label-shuts-down-after-paypal-credit-cards-pull-out-due-to-doj-fdic-initiative/74398/ …

    9:59 am - 4 Jan 2019
    • 364 Retweets
    • 556 Likes
    • Alexander Peter Belfear Miss Penny Konstantinos Askitidis Cody V-Dark MrAnonymous1104 🐸 [punished]MANDRAKE PuhLees
    27 replies . 364 retweets 556 likes
      1. New conversation
      2. Nick Monroe‏ @nickmon1112 24h24 hours ago

        "Rob would later be abruptly dropped from the credit card processor he had been with since 1996." http://www.deathmetal.org/news/usbm-cornerstone-elegy-records-closes-its-doors/ …pic.twitter.com/f5QeECSLt1

        3 replies . 16 retweets 69 likes
        Show this thread
      3. Nick Monroe‏ @nickmon1112 24h24 hours ago

        It appears the same plague that has swept through the political sphere happened to Metal music labels too.pic.twitter.com/H9JeRJkFIg

        2 replies . 22 retweets 83 likes
        Show this thread
      4. Nick Monroe‏ @nickmon1112 23h23 hours ago

        "There was no reason given to me from PayPal other than an email stating that I could not use their service anymore. I did try to contact them, phone calls and emails and in the end to no avail. "pic.twitter.com/06fR2XYtuQ

        2 replies . 14 retweets 68 likes
        Show this thread
      5. Nick Monroe‏ @nickmon1112 23h23 hours ago

        According to an earlier article, the attack on Metal music started in August 2017. Right in the aftermath of Charlottesville... http://www.deathmetal.org/news/metalsucks-whines-about-hells-headbangers/ …pic.twitter.com/owAohWcCpS

        3 replies . 15 retweets 75 likes
        Show this thread
      6. Nick Monroe‏ @nickmon1112 23h23 hours ago

        "MetalSucks’ owners, Ben Umanov and Matt Goldberg, also own the Blast Beat advertising network..."pic.twitter.com/ojgAqJ8u7G

        2 replies . 19 retweets 63 likes
        Show this thread
      7. Nick Monroe‏ @nickmon1112 23h23 hours ago

        "PayPal No-Platforms Moribund Records For Satanic Beliefs" http://www.deathmetal.org/news/paypal-no-platforms-moribund-records-for-satanic-beliefs/ …pic.twitter.com/QlFKtGJeqe

        5 replies . 27 retweets 76 likes
        Show this thread
      8. Nick Monroe‏ @nickmon1112 23h23 hours ago

        November 2018: "Newly Unsealed Documents Show Top FDIC Officials Running Operation Choke Point" https://www.forbes.com/sites/norbertmichel/2018/11/05/newly-unsealed-documents-show-top-fdic-officials-running-operation-choke-point/#4ec651de1191 …pic.twitter.com/VPESc1Zono

        3 replies . 35 retweets 82 likes
        Show this thread
      9. Nick Monroe‏ @nickmon1112 23h23 hours ago

        This part connects Operation Choke Point back to politics. As I went over in the Mastercard threads, there's an interpretation of "political risk" that's at play.pic.twitter.com/bYJKKYFyJN

        1 reply . 22 retweets 66 likes
        Show this thread
      10. Nick Monroe‏ @nickmon1112 23h23 hours ago

        "In one example of blatant intimidation, a bank terminated its relationship with a legal business after threats from the FDIC. "pic.twitter.com/a8ReVJNtKk

        4 replies . 20 retweets 68 likes
        Show this thread
      11. Nick Monroe‏ @nickmon1112 23h23 hours ago

        The Forbes article lists important points mentioned in a LARGE PDF file of Court Documents. https://www.cfsaa.com/files/files/Statement%20of%20Undisputed%20Material%20Facts%20Operation%20Choke%20Point.pdf …pic.twitter.com/MgxDv8TZhM

        1 reply . 21 retweets 50 likes
        Show this thread
      12. Nick Monroe‏ @nickmon1112 23h23 hours ago

        ORIGINS: "to encourage or, in some cases, coerce the banks they supervise to terminate their relationships with payday lenders, seeking to effectively cut the payday lending industry off from access to the modern financial system."pic.twitter.com/8uUyxRzyGs

        2 replies . 13 retweets 49 likes
        Show this thread
      13. Nick Monroe‏ @nickmon1112 23h23 hours ago

        "III. Defendants Develop and Expand the Concept of “Reputation Risk.”" (Page 7)pic.twitter.com/n9azZlguUZ

        1 reply . 13 retweets 43 likes
        Show this thread
      14. Nick Monroe‏ @nickmon1112 23h23 hours ago

        OK PAGE 8 IS SUPER IMPORTANT AS THIS IS THE UNDERLYING DYNAMIC INVOLVED IN DEPLATFORMING PEOPLE TODAY. "Defendants have expanded the meaning of reputation risk to encompass not only the risks posed by a bank’s own operations but also those posed by a bank’s customers"pic.twitter.com/z1xa4Tcn2x

        3 replies . 29 retweets 74 likes
        Show this thread
      15. Nick Monroe‏ @nickmon1112 23h23 hours ago

        "In June 2008, FDIC issued a guidance letter stating that “any negative publicity involving the third party, whether or not the publicity is related to the institution’s use of the third party, could result in reputation risk.” PUBLICITY MEANING ***THE MEDIA.***pic.twitter.com/teoEWy8aEv

        3 replies . 32 retweets 74 likes
        Show this thread
      16. Nick Monroe‏ @nickmon1112 23h23 hours ago

        Nick Monroe Retweeted Nick Monroe

        ^^REMEMBER WHAT JACQUELINE HART FROM PATREON SAID: "Payment processing depends on our ability to use the global payment network, and they have rules for what they will process." https://twitter.com/nickmon1112/status/1077431186706837504 … I THINK THIS IS WHAT SHE MEANT.

        Nick Monroe added,

        Nick Monroe @nickmon1112
        from the @MLChristiansen transcript: "Payment processing depends on our ability to use the global payment network, and they have rules for what they will process." " is that payment processing depends on our ability to use payment networks and we have to abide by those rules." pic.twitter.com/Rbnnp2FUUo
        Show this thread
        3 replies . 25 retweets 73 likes
        Show this thread
      17. Nick Monroe‏ @nickmon1112 23h23 hours ago

        YES YES IT IS "In the summer of 2011, the FDIC published a Supervisory Insights article entitled “Managing Risks in Third Party Payment Processor Relationships.”" "the list included “PayDay Loans” along with activities such as [...] and “Racist Materials.”pic.twitter.com/7Ljg2Qs0OP

        4 replies . 22 retweets 57 likes
        Show this thread
      18. Nick Monroe‏ @nickmon1112 23h23 hours ago

        What seems to have happened is Banks/Credit card companies saw "racist materials" listed by the FDIC and took it to the EXTREME.pic.twitter.com/RoXEfQ57VT

        3 replies . 21 retweets 52 likes
        Show this thread
      19. Nick Monroe‏ @nickmon1112 23h23 hours ago

        Page 18: "[r]egulators also can raise prudential requirements for loan provisioning and for minimum capital ratios that banks must maintain as a consequence about concerns regarding ‘reputation risk,’ ” which can “entail[ ] severe costs for banks.”pic.twitter.com/HR9iNvWeyv

        1 reply . 13 retweets 38 likes
        Show this thread
      20. Nick Monroe‏ @nickmon1112 22h22 hours ago

        Page 23: “I am glad to see some of the large banks taking a stand to assist in driving these payday lending entities out of banking. Now we will just need all the others to follow suit.”pic.twitter.com/KtLq9wfiYV

        1 reply . 14 retweets 45 likes
        Show this thread
      21. Nick Monroe‏ @nickmon1112 22h22 hours ago

        ".... since your institution will be linked to an organization providing payday services, your reputation could suffer.”pic.twitter.com/tm7sbxDujA

        2 replies . 14 retweets 40 likes
        Show this thread
      22. Nick Monroe‏ @nickmon1112 22h22 hours ago

        “we will be pursuing a strategy to ‘encourage’ the bank to sever the relationship . . .”pic.twitter.com/G51x2GJhom

        1 reply . 16 retweets 37 likes
        Show this thread
      23. Nick Monroe‏ @nickmon1112 22h22 hours ago

        What you should be learning from this is that there's a dynamic of government pressure on display here.pic.twitter.com/Pkr04ziST5

        1 reply . 19 retweets 42 likes
        Show this thread
      24. Nick Monroe‏ @nickmon1112 22h22 hours ago

        "Until Operation Choke Point fell under congressional scrutiny, Lowe was never criticized by anyone in the FDIC for his interactions with banks facilitating payday lending."pic.twitter.com/GgTDdcH5m5

        1 reply . 14 retweets 36 likes
        Show this thread
      25. Nick Monroe‏ @nickmon1112 22h22 hours ago

        “The official told the banker, ‘I don’t like this product, and I don’t believe it has any place in our financial system. Your decision to move forward will result in an immediate unplanned audit of your entire bank.’ ”pic.twitter.com/l4NSp6CHyO

        1 reply . 27 retweets 59 likes
        Show this thread
      26. Nick Monroe‏ @nickmon1112 21h21 hours ago

        THE LANGUAGE USED in Operation Choke Point situations is CONSISTENT WITH that of the terminations of accounts involved in the current sweep of political deplatformingpic.twitter.com/RLRKOOTOGU

        1 reply . 17 retweets 53 likes
        Show this thread
      27. Nick Monroe‏ @nickmon1112 21h21 hours ago

        (page 41) "Many other banks terminated their relationships with payday lenders abruptly, with no explanation at all."pic.twitter.com/8HWPur4yLT

        1 reply . 11 retweets 40 likes
        Show this thread
      28. Nick Monroe‏ @nickmon1112 21h21 hours ago

        Anyway I finished reading the court documents. This is an instruction manual for a solution to the deplatforming problem. https://www.cfsaa.com/files/files/Statement%20of%20Undisputed%20Material%20Facts%20Operation%20Choke%20Point.pdf …

        3 replies . 16 retweets 47 likes
        Show this thread
      29. Nick Monroe‏ @nickmon1112 20h20 hours ago

        "Evidence is now clear: Operation Choke Point hurt lawful businesses"https://www.americanbanker.com/opinion/evidence-is-now-clear-operation-choke-point-hurt-lawful-businesses …

        1 reply . 34 retweets 67 likes
        Show this thread
      30. Nick Monroe‏ @nickmon1112 20h20 hours ago

        "DOJ stops 'Operation Choke Point,' but only Congress can end it for good"https://thehill.com/blogs/pundits-blog/civil-rights/348379-doj-stops-operation-choke-point-for-now-but-congress-must-end …

        1 reply . 21 retweets 52 likes
        Show this thread
      31. Nick Monroe‏ @nickmon1112 20h20 hours ago

        "The House Should Be Commended For Effort To Stop Operation Choke Point"https://www.forbes.com/sites/norbertmichel/2016/02/08/the-house-should-be-commended-for-effort-to-stop-operation-choke-point/#359163c9521d …

        1 reply . 14 retweets 43 likes
        Show this thread
      32. 2 more replies

    Loading seems to be taking a while.

    Twitter may be over capacity or experiencing a momentary hiccup. Try again or visit Twitter Status for more information.

      Promoted Tweet

      false

      • © 2019 Twitter
      • About
      • Help Centre
      • Terms
      • Privacy policy
      • Cookies
      • Ads info