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Monetary economist @lawrencehwhite1:
"One path towards greater scalability would be the development of Bitcoin-based banking. Banks process transactions quite efficiently [...]. So if there were bitcoin-denominated bank accounts, that would provide a great deal of scalability."
"It does change the system in that now you have to trust somebody, whereas in a purely p2p system you don't have to trust anybody. But most bitcoin transactions are not purely p2p. [...] So in that sense, the public would rather have it be easy than perfectly secure."
I had this same intuition here:https://medium.com/@nic__carter/how-to-scale-bitcoin-without-changing-a-thing-bc4750dd16c7 …
@halfin called this way back in the day
Maybe in 10-20years it will be needed. As long as I can withdraw at any time and they'll do proof of reserves. Also withdraw to a coin join or join market needs to be possible. They also need to use batching, pay join and other privacy preserving techniques.
This is also proposed in "the bitcoin standard" right? I still doubt that btc will make banking absolute, however it will change the foundation on which it is build.
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