I think maa-chan was demonitized on Youtube, because the channel membership is disabled and you can't superchat
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on the FAQ it says that you can't refund superchats and membership

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That's why there doing it from the bank or card company. There pocketing money that was for the youtuber. People wouldn't even be trying this if they'd simply let the youtuber keep the money. I'd make them look a little better as well considering the bad imagine they have.
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