The @AppleCard is such a fucking sexist program. My wife and I filed joint tax returns, live in a community-property state, and have been married for a long time. Yet Apple’s black box algorithm thinks I deserve 20x the credit limit she does. No appeals work.
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Replying to @dhh @AppleCard
Upon seeing your thread, I just tried it for myself and my husband. We also live in a community property state. I got denied. My husband got approved for..enough to buy a car.
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Replying to @boxcomp @_academicyogi_ and
Of course computers can be biased, programs and algorithms are based on assumptions of whoever wrote then and they will have conscious or unconcious bias. That’s well known.
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How can you claim it’s objective at the same time while admitting you don’t know what’s inside? There could literally be a line of code somewhere inside that says “if a woman, do this.”
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Replying to @boxcomp
And you’re basing the 0% on what exactly? I’m basing my statement on evidence like this: https://nyupress.org/9781479837243/algorithms-of-oppression/ … Or this: https://en.m.wikipedia.org/wiki/Redlining Biases are everywhere. Things don’t magically become objective just because computers enter the picture.
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It’s definitely convenient to continue relying on one’s opinion in light of decades of research on biased algorithms, even those predating computers, that actually hurt people. Muted.
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