The @AppleCard is such a fucking sexist program. My wife and I filed joint tax returns, live in a community-property state, and have been married for a long time. Yet Apple’s black box algorithm thinks I deserve 20x the credit limit she does. No appeals work.
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Irrelevant of that case the issue is still unquestioning faith in the algorithm. Algorithms are created using human data, this introduces the possibility for bias, it could be simply during training sets the team chose to finance men more frequently, which introduces a male bias
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