Stablecoins are a rather old idea. Liberty Reserve and e-gold (and many lesser-known others) were effectively stablecoins. However the current crop has far surpassed their predecessors
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I appreciate the sentiment, but this just doesn't seem empirically right. Stablecoins have a TON of usage. Each Tether turns over about 60 times a year. Each unit of BTC... 5. It's ok to acknowledge that stablecoins solve a problem which isn't perfectly solved by bitcoin.
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Obviously there's a sword of damocles hanging over all stablecoins in the form of regulation, but they have seen aggressive uptake (maybe just while the regulatory arb is ongoing, who knows).
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With Dai Savings Rate you currently get +6%. Might soon increase to around 8%. Just holding, pretty much. Not lent out.
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