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motorious_tv's profile
motorious café | nightclub
motorious café | nightclub
motorious café | nightclub
@motorious_tv

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motorious café | nightclub

@motorious_tv

#VisionZeroTech #motorious_cafe http://bit.ly/m-dl  http://bit.ly/CarPeople_v_Banks … http://bit.ly/mass-custom  http://bit.ly/eu_block  http://bit.ly/m_srs_jv  http://bit.ly/RadioMotorious  @uniti_stores

New York, NY
twitter.com/motorious_tv/s…
Joined December 2018

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    1. Alex Rampell‏ @arampell Jun 3
      • Report Tweet

      3. So why don’t consumers do this? It’s WAAAY too complicated for, in this case, an average of $271 per month. Add in the paradox of choice (refinance with whom?), getting stuff notarized, getting both spouses to sign, and hidden fees...and it’s easier to do nothing

      3 replies 8 retweets 40 likes
      Show this thread
    2. Alex Rampell‏ @arampell Jun 3
      • Report Tweet

      4. Roboadvisors have been around for a while focused on investing assets and optimizing portfolios, but I believe the bigger opportunity is on roboadvising debt — and this has potentially the gravest impact to banks who *make money on friction* (which is all banks!)

      9 replies 23 retweets 123 likes
      Show this thread
    3. Alex Rampell‏ @arampell Jun 3
      • Report Tweet

      5. There are lots of refinance companies out there, but the biggest opportunity is to do it all automagically for consumers whenever savings can be had (including shifting unsecured debt into secured debt). Refinance as a service, not leadgen to open yet another account

      5 replies 10 retweets 77 likes
      Show this thread
    4. Alex Rampell‏ @arampell Jun 3
      • Report Tweet

      6. Banks are effectively the biggest “managed marketplaces” out there, between depositors and borrowers. Both sides are getting screwed over by a giant take rate protected by friction (too hard to switch) — with banks earning healthy spreads and record profits

      17 replies 21 retweets 75 likes
      Show this thread
    5. motorious café | nightclub‏ @motorious_tv Jun 4
      • Report Tweet
      Replying to @arampell @a16z

      How trivial would be the creation of a new debt instrument like the #AppleCard, in this instance, the @motorious_dl #MotoriousDriversLicense, which is DISRUPTIVE, in that it offers an even more so than the Apple Card, say 10 basis points) interest rate in order to woo consumers?

      14 replies 17 retweets 1 like
    6. motorious café | nightclub‏ @motorious_tv Jun 4
      • Report Tweet
      Replying to @motorious_tv @arampell and

      one could argue that current rates, say for a @MasterCard or @Visa, are both racially biased and fall between (@NYFedResearch #usurious at >17% and #criminallyusurious >26% in #NewYorkState), giving an impetus for why it should be formed? Drastically Lowering monthly payments

      12 replies 16 retweets 1 like
    7. motorious café | nightclub‏ @motorious_tv Jun 4
      • Report Tweet
      Replying to @motorious_tv @arampell and

      should both LOWER RISK OF DEFAULT, while lowering fees (e.g. @Walmart v @Visa https://m.openjurist.org/396/f3d/96/wal-mart-stores-inc-v-visa-usa-inc … @Shell_OnTheRoad @VivoEnergy @Castrol #MotoriousDriversLicense #motorious_dl = @motorious_dl = @uniti_stores) increases retailer profits and #CustomerAcquisition prospects for us

      10 replies 17 retweets 1 like
    8. motorious café | nightclub‏ @motorious_tv Jun 4
      • Report Tweet
      Replying to @motorious_tv @arampell and

      #MotoriousDriversLicense #GreenSpeedIndex #M_DriversLicense @M_DriversLicense @motorious_dl @uniti_stores @Walmart @ECBForum @ecb @BI_RetailNews @BarneysNY @Shell_OnTheRoad @VivoEnergyUg @Castrol_SA @SEMAMembers @federalreserve @bundesbank @Columbia_Biz @StanfordGSB @HarvardBizpic.twitter.com/0XcP8BTYL7

      YPE, Castrol South Africa, Castrol and 6 others
      1. YPE @YPEHouston

      2. Castrol South Africa @Castrol_SA

      3. Castrol @Castrol

      4. CastrolUSA @CastrolUSA

      5. BP @BP_plc

      6. BP America @BP_America

      7. ConocoPhillips @conocophillips

      8. Mobil 1 @Mobil1

      9. Speedpass @ExxonMobilEsso

      54 replies 16 retweets 1 like
    9. motorious café | nightclub‏ @motorious_tv Sep 6
      • Report Tweet
      Replying to @motorious_tv @arampell and

      motorious café | nightclub Retweeted motorious café | nightclub

      https://twitter.com/motorious_tv/status/1167122269648445441?s=21 …

      motorious café | nightclub added,

      motorious café | nightclub @motorious_tv
      #MotoriousDriversLicense #MotoriousCard #uniti_stores #motorious_cafe | https://Twitter.com/motorious_tv  | http://fb.me/motoriousTV  @tumblr http://motorious-cafe.tumblr.com  http://m-o-t-o-r-i-o-u-s.tumblr.com  http://1-888-motorious.tumblr.com  http://dino-666.tumblr.com  http://motorious-motorsports.tumblr.com  @TwitterSupport @TwitterAPI https://twitter.com/motorious_tv/status/1167121695959846913 … pic.twitter.com/CbRzTdjjot
      Show this thread
      8 replies 6 retweets 0 likes
    10. motorious café | nightclub‏ @motorious_tv Sep 7
      • Report Tweet
      Replying to @motorious_tv @arampell and

      http://sy-techs.com/motorious_inc-motorious_llc-nycbigapps-ype_nyc-ypehouston-semamembers-walmart-retailweek-advancingretail-federalreserve-secy_state_us-semashow-mobilee_group-ubuntu-nycdoitt-linuxfounda/ … (@SytechSolutions #Minority #Woman Owned http://bit.ly/m_srs_jv  #JV) @NYCMWBE @nycbigapps @SEMAMembers @YPEHouston @Walmart @AdvancingRetail @federalreserve @US_Secy_State @SEMASHOW @semaSAN @RetailWeek @MobileE_Group @ubuntu @NYCDoITT @linuxfoundation

      17 replies 9 retweets 2 likes
      motorious café | nightclub‏ @motorious_tv Oct 29
      • Report Tweet
      Replying to @motorious_tv @arampell and

      motorious café | nightclub Retweeted motorious café | nightclub

      https://twitter.com/motorious_tv/status/1189157284074741761?s=21 …

      motorious café | nightclub added,

      motorious café | nightclub @motorious_tv
      Replying to @alexiskold @2048vc
      Alex2048 http://bit.ly/wmf_cv  #WoleMFayemi @DiversityFundTX @intelcapital @NYCMayorsFund @NYCComptroller @YPEHouston @usv @firstround @IndexVentures @f6s @NYCDoITT @LinkedIn @Slideshare @GreylockVC @greycroftvc @crunchbase @AngelList @Founder2be my resume @SecretaryFoxx
      6:21 AM - 29 Oct 2019
      • 1 Retweet
      • UbuntuBot
      0 replies 1 retweet 0 likes

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