Financial inclusion doesn't make sense. The problem isn't that people lack access to the financial system (need to be included) it's that the financial system preys on vulnerable people. We don't need to sweep more poor people into its maw. We need to change it.
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I think that's a basic fact a lot of consumer fintech startups miss out on. You won't "solve" poverty or fix the racial wealth gap by optimizing cash flows through personal loans or digital distribution. There has gotta be something more.
5 replies 4 proslijeđena tweeta 50 korisnika označava da im se sviđaPrikaži ovu nit -
If you’re building something that address financial insecurity or can increase wages or helps people build equity, I want to meet you. I’m really open to new, big, ambitious ideas here because i just don’t see what’s out there as being enough.
0 proslijeđenih tweetova 16 korisnika označava da im se sviđaPrikaži ovu nit
something i’ve been thinking about.. financial concepts aren’t difficult for people to understand, it’s knowing when/how to *use* a particular instrument
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