For
entrepreneurs, my USD to CAD conversion workflow:
(Add Transferwise as USD bank in PayPal)
1. Get paid in USD via PayPal
2. Send USD from PayPal to Transferwise
3. Wait for USD to be
4. Convert USD to CAD on Transferwise
5. Transfer CAD to my Scotiabank CAD account
Yes. But still cheaper for me to get a direct bank transfer (via PayPal) then to bill a client’s credit card pay Stripe 2.9% transaction fee.
For smaller payments (SaaS, memberships, etc..) charging in Stripe still makes sense though. 
building