Also - promote, remove friction to great subjects i.e. engineering and increase friction to "history of art". From a credit standpoint the federal government shouldn't be taking the risk on the later
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Yes, make everyone boring!
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remove the bankruptcy abuse provision AND make the universities liable for a portion. if there's a default, the loan provider should claw back 50% from the education provider
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Deductibility on its own may be even more regressive than student loan forgiveness (though perhaps not when combined with ways to wiggle out of loans at the bottom)
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How about just make the interest rate not 7% plus.
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If you want to get into it, if the government wanted people to be financially healthy, all debt payoffs should receive tax consideration. Our modern economy runs on debt though, so that is not really what they want to do.
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Theres no way around it for EDU and training just set it up were any IP you use you pay 20% max for all IP involved, of the cost of licensing/sell/manufacturing. If they can get cheaper supplies and testing material then teachers could go back to teaching and not rigging things..
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Bound to fail unless you can market these as a three-word political slogan.
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” bullshit, a few thoughts on actually solving the problem: