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We’re basically signing up for more people dying or more regularly having their life savings burned down pretty regularly if we don’t get smart about building and re-building in woodland-urban interface areas.https://apnews.com/b17b5c9200a64466b49f3f605f9202fe …
is homeowner insurance not factoring in the risk? if the odds of death / total property destruction are that high, i don’t understand why the cost to insure wouldn’t be prohibitively expensive
It probably will become prohibitively expensive over time. (Although people don’t generally buy earthquake insurance here....)
Insurance is already a key factor in Sonoma County as well. I know people who have been unable to buy insurance on specific properties due to fire risk. Banks won't lend if your property is not insurable.
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