Americans freaking out about China seems like cognitive dissonance to me. In the US, your ability to do *almost anything* is based on a score of your ability to both amass and pay off debt. It’s become so engrained in culture that this seems perfectly normal....
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but you’re missing the first step here which is that you *have* to borrow money in the first place in order to be able to do anything... and some of those things don’t include borrowing money.
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