billionaire media tycoon and mayor of san francisco. vp @foundersfund. ringleader @hereticon. editor-in-chief @ pirate wires 
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Americans freaking out about China seems like cognitive dissonance to me. In the US, your ability to do *almost anything* is based on a score of your ability to both amass and pay off debt. It’s become so engrained in culture that this seems perfectly normal....
it’s reasonable i should know if you’re likely to pay me back before i lend you money, it’s unreasonable for me to know you’re an asshole (or, let’s be real, critic of the government) before i lend you money
but you’re missing the first step here which is that you *have* to borrow money in the first place in order to be able to do anything... and some of those things don’t include borrowing money.
are we talking about rent etc.? idk seems normal to be suspicious of 18-yr olds with no history of making regular payments, and easy enough to build a history here after finding a co-sign. i agree it’s a problem, but it’s also not literally an episode of black mirror.
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