invoices i've sent in 2018 still unpaid in 2019 current total: $8,754.56. average payment delay: 28 days. a big part of the art economy is based on interest-free loans from artists.
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I was largely unpaid for 7 years (lived frugally, off savings, and ex-wife's small income). Still did this often. I was worried about doing it at first, but orgs would nearly always say "yes" when I pushed. And with careful wording it was possible in principle to backtrack.
It actually really ticks me off - I think it's a way orgs systematically take advantage of people. UC alone owes me many thousand of dollars. (I kept making the same mistake with them, over and over, sigh.)