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Blokirali ste korisnika/cu @matt_haf
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Prikvačeni tweetHvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi
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Been amazing to see the growth and momentum from
@judegomila as he has been tirelessly building out the platform with super high quality content from crypto to biotech
Also go vote and follow @golden on Product Hunt
https://twitter.com/judegomila/status/1219813021666512898 …Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
Check out
@astrange on how we@a16z see FinTech evolving and being an important component of future monetization for many companies! Awesome video below
https://twitter.com/astrange/status/1219722469851820032 …Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
Similarly - Credit Card products have gotten worse over time with higher annual fees, less intro bonuses, less relevant deals, etc. As these continue to deteriorate and create unhappy customers - startups will find a way to fill the gap Looking forward to better Credit Cards
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Debit Cards in the post 2008 world became worse for consumers with the elimination of rewards programs and the ever increasing fees
Startups found a way to innovate and provided added benefits to these debit cards (added rewards, early paycheck, embedded savings, etc.)Prikaži ovu nitHvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
The annual fee on the Chase Sapphire Reserve is increasing
We have seen a lot of innovation on debit products in the last couple years and now everyone is launching & pushing their new debit card ..
.. but we see much less innovation in credit cards. Their time is coming!Prikaži ovu nitHvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
Hearing a lot of talk & predictions around the growth / dominance of mobile payments for 2020
Few stats to keep in mind:
In 2018 <30% of people used mobile payments
Acceptance at merchants is still low ~50%
Also - higher friction & lower rewards (for now)Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
@astrange is spot on in terms of the breadth of what FinTech enables and why we are so excited to continue backing the best FinTech founders at@a16z! Check out more of her thoughts in the tweetstorm and post below
https://twitter.com/astrange/status/1197552702890205185 …Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
Matthieu Hafemeister proslijedio/la je Tweet
1/ The housing market is killing the American Dream. People used to move from low to high productivity regions. Today, the opposite is true. People leave productive areas to find cheaper housing. New tech & better regulation can help reverse the trend.https://a16z.com/2019/11/20/housing-is-killing-the-dream/ …
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opportunity to hire highly motivated and qualified veterans into your organization! Limited time bonus: get your first hire free
@MikeSlagh &@Shift are doing amazing work and are able to place thousands of veterans into exciting opportunities across so many companies
https://twitter.com/MikeSlagh/status/1191860032347897856 …Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
Matthieu Hafemeister proslijedio/la je Tweet
Everyone, regardless of socioeconomic background will have affordable financial services. There are great entrepreneurs building this future already and much more opportunity ahead for foundershttps://www.forbes.com/sites/willyakowicz/2019/10/28/the-underbanked-is-the-next-trillion-dollar-opportunity-in-fintech/ …
Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
At
@a16z we are all in on investing in amazing founders creating the next generation games and gaming platforms! Fun Fact: One of our 1st investments in gaming was in Tiny Speck now known as@SlackHQ Love this awesome post from@Tocelot and@andrewchen
https://twitter.com/Tocelot/status/1184488230181199872 …
Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
3/ We discussed the progress of real time payments in the US through our latest FinTech newsletter as well as through our new
@a16z 16 Minutes Podcast
Find out more here from @astrange's take on FedNow and the 2024 estimated launch date ;)https://a16z.com/2019/08/11/16mins-news-realtime-payments-fed-barneys-bankruptcy-death-of-retail/ …Prikaži ovu nitHvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
2/ In the U.S. this would be an impossible situation:
1st: bank cards <> bank account numbers
2nd: In increasing parts of the world - the payment rails allow for instant payments - the U.S. domestic transfers still take ~1 day
3rd: Up to $20 in the US for bank transfersPrikaži ovu nitHvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
Wow !!

Check out @Timcammm 's experience with Instant Payments in the U.K. Crazy to see what can happen when instant payments are in place: Get paid faster + find your lost wallet!https://twitter.com/Timcammm/status/1183782929614409729 …
Prikaži ovu nitHvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
Quick recap on interest rates by Top FinTechs:
@Wealthfront is at 2.07%@Betterment is at 2.04%@creditkarma is at 2.03%@Affirm is at 2.00%@SoFi is at 1.80% Curious to see which accounts will take off and gather the bulk of consumer deposits given similar rates
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#FinTech news: Round 2 for cash management@RobinhoodApp
- 2.05% interest on cash
- Free Debit Card (with @Mastercard) - No minimum + no fees - FDIC insured up to $1.25M - 75k free ATMshttps://blog.robinhood.com/news/2019/10/8/introducing-cash-management …Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
Check out Andy’s awesome new post on the genome and why he is super excited to invest in startups that can bring engineering and technology to biology and help cure diseases!
Way to go @andy23tran
https://twitter.com/andy23tran/status/1180578387074531329 …Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
Matthieu Hafemeister proslijedio/la je Tweet
1) New post! Google Maps for Money http://bit.ly/2oSU69Y The best way to cut through financial complexity is to abstract it away with software. SW is very good at distilling the key points we need to make decisions & even executing those decisions for us.
Prikaži ovu nitHvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
Ever wondered how the credit card got created and how it came to be the favored payment method for most Americans? If so - check out
@arampell awesome tweetstorm on the history of the credit card
https://twitter.com/arampell/status/1174359694950842368 …Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi -
Check out this awesome new blog post & tweet-storm from our newest FinTech General Partner
@illscience on the next generation of lenders and how they will emerge! At@a16z we’re super excited for this new wave of lenders and the disruption ahead
https://twitter.com/illscience/status/1172245368068812800 …Hvala. Twitter će to iskoristiti za poboljšanje vaše vremenske crte. PoništiPoništi
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