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Mad_Science_Guy's profile
Jesse Emspak
Jesse Emspak
Jesse Emspak
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@Mad_Science_Guy

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Jesse EmspakVerified account

@Mad_Science_Guy

Learning how the world works is its own form of resistance. Facts matter. And if you've a story to tell, I want to know.

New York, NY
jesseemspak.com
Joined February 2011

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    1. Arthur Chu‏Verified account @arthur_affect 22 Mar 2017
      Replying to @arthur_affect

      Fixed indemnity vs actual cost will always be cheaper for the insurer on every lvl, puts all the homework of risk assessment on the customer

      1 reply 6 retweets 14 likes
    2. Arthur Chu‏Verified account @arthur_affect 22 Mar 2017
      Replying to @arthur_affect

      You can expect to see an explosion of such plans if they open the floodgates, esp if they can be paid for by tax subsidy

      2 replies 4 retweets 14 likes
    3. Arthur Chu‏Verified account @arthur_affect 22 Mar 2017
      Replying to @arthur_affect

      Paul Ryan is all about the idea that for some person's "needs" the very low premium + the absurdly useless indemnity is the "right choice"

      1 reply 5 retweets 21 likes
    4. Arthur Chu‏Verified account @arthur_affect 22 Mar 2017
      Replying to @arthur_affect

      Even if the actual math done by the actual actuaries at the company says otherwise, which is the whole damn reason they're selling it

      1 reply 7 retweets 15 likes
    5. Arthur Chu‏Verified account @arthur_affect 22 Mar 2017
      Replying to @arthur_affect

      That's the whole problem w the damn industry, nobody actually can calculate what a "good deal" is on their own

      1 reply 8 retweets 22 likes
    6. Arthur Chu‏Verified account @arthur_affect 22 Mar 2017
      Replying to @arthur_affect

      You have to go to school to become an actuary and have a bunch of tables built on years of research to actually make that assessment

      2 replies 10 retweets 14 likes
    7. Arthur Chu‏Verified account @arthur_affect 22 Mar 2017
      Replying to @arthur_affect

      But we still treat random citizens' "freedom" to "shop around" as an intrinsic moral good that must be protected

      1 reply 7 retweets 20 likes
    8. Arthur Chu‏Verified account @arthur_affect 22 Mar 2017
      Replying to @arthur_affect

      And yes, this is a problem with the ACA status quo and its Douglas Adams-esque "rigidly defined areas of doubt and uncertainty"

      1 reply 5 retweets 8 likes
    9. Arthur Chu‏Verified account @arthur_affect 22 Mar 2017
      Replying to @arthur_affect

      Can't just have one plan, have to have gold/silver/bronze plans that shift money around based on your risk profile

      3 replies 3 retweets 5 likes
    10. Arthur Chu‏Verified account @arthur_affect 22 Mar 2017
      Replying to @arthur_affect

      Which requires me to assess my own risk level of needing healthcare in the next year, which is fundamentally impossible

      3 replies 4 retweets 10 likes
      Jesse Emspak‏Verified account @Mad_Science_Guy 22 Mar 2017
      Replying to @arthur_affect

      also it assumes everyone went to med school. There is no real way for a non-doc to even judge what's necessary in the moment.

      8:51 PM - 22 Mar 2017
      0 replies 0 retweets 1 like

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